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      <image:title>Carrier Gallery</image:title>
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    <loc>https://www.watersinsurance.com/local-photo-gallery</loc>
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    <lastmod>2024-12-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587148065330-8VVW725O59HSNZP3TKO8/Motorists+Award.jpg</image:loc>
      <image:title>Local Photo Gallery - John Fanta and Ray Fanta of Waters Insurance</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587148065330-8VVW725O59HSNZP3TKO8/Motorists+Award.jpg</image:loc>
      <image:title>Local Photo Gallery - John Fanta and Ray Fanta of Waters Insurance</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1585858601090-S4WM7WI5S6UV3T1W5AU9/Fort+Boreman+III.jpg</image:loc>
      <image:title>Local Photo Gallery - Mid-Ohio Valley</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587148067380-0C2YK5F6BOCHP68GXU9N/Beth+and+Ray.jpg</image:loc>
      <image:title>Local Photo Gallery - Beth and Ray Fanta</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1585858600737-8K16NKCXNKVH08CAK8IL/Point+Park+%28Fall%29.jpg</image:loc>
      <image:title>Local Photo Gallery - MId-Ohio Valley, home of Waters Insurance</image:title>
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      <image:title>Local Photo Gallery - Amy and John</image:title>
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      <image:title>Local Photo Gallery - Fort Boreman by Robin Waters Photographer</image:title>
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      <image:title>Local Photo Gallery - Waters Insurance local history</image:title>
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  <url>
    <loc>https://www.watersinsurance.com/staff-gallery</loc>
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    <lastmod>2025-04-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1614361072263-952MW3DWMHP5KTL0VWJ7/John+Fanta.jpg</image:loc>
      <image:title>Staff Gallery - John Fanta, CPIA</image:title>
      <image:caption>As an agency principal, John brings more than 15 years of insurance industry expertise to our clients and community. John is a licensed property and casualty agent, specializing in personal and commercial insurance. He is a graduate of the TAPP Producer Training Program sponsored by Westfield Insurance Group and has earned the Certified Professional Insurance Agent (CPIA) designation from the American Insurance Marketing and Sales Society. Recognized by the insurance industry, John is a past Board Member and Young Agents Chairman of the WV Association of Independent Insurance Agents (Big I WV). Committed to his community, he is the past Board President and current Board Member of the Henry Logan Children’s Home Foundation; Board Member of the Marietta Economic Round Table; Community Service Project Committee Chair for the Parkersburg Rotary Club; and Golden Whistle Award recipient for excellence in soccer officiating. He is a graduate of West Virginia University with a bachelor's degree in business administration and entrepreneurship. Email John</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1614361072263-952MW3DWMHP5KTL0VWJ7/John+Fanta.jpg</image:loc>
      <image:title>Staff Gallery - John Fanta, CPIA</image:title>
      <image:caption>As an agency principal, John brings more than 15 years of insurance industry expertise to our clients and community. John is a licensed property and casualty agent, specializing in personal and commercial insurance. He is a graduate of the TAPP Producer Training Program sponsored by Westfield Insurance Group and has earned the Certified Professional Insurance Agent (CPIA) designation from the American Insurance Marketing and Sales Society. Recognized by the insurance industry, John is a past Board Member and Young Agents Chairman of the WV Association of Independent Insurance Agents (Big I WV). Committed to his community, he is the past Board President and current Board Member of the Henry Logan Children’s Home Foundation; Board Member of the Marietta Economic Round Table; Community Service Project Committee Chair for the Parkersburg Rotary Club; and Golden Whistle Award recipient for excellence in soccer officiating. He is a graduate of West Virginia University with a bachelor's degree in business administration and entrepreneurship. Email John</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1614361219285-LAVSCWSA30H07UQQBNJ6/Amy+Caruthers.jpg</image:loc>
      <image:title>Staff Gallery - Amy Caruthers</image:title>
      <image:caption>As an agency principal, Amy is committed to understanding the unique insurance needs of our clients and offering tailored insurance solutions. She is a licensed property and casualty agent, specializing in personal and commercial insurance. Amy brings to our team fifteen years of leadership, sales and marketing experience both in the insurance industry and the financial sector. Active in our community, she serves on the Board of Directors of the Parkersburg Area Community Foundation. She has and continues to participate in many community outreach and fundraising activities for the betterment of area children and youth, including serving on the Boys &amp; Girls Club of Parkersburg’s Kids Golf Classic planning committee. Earning a Bachelor of Science in journalism from the E.W. Scripps School of Journalism at Ohio University, she has continued her education through the insurance industry and has been appointed to the Liberty Mutual (Safeco) Mid-Atlantic Region Agent Advisory Council. Email Amy</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1614360772177-ZC97D0LMUC60JM0AJIIU/G31A0062.jpg</image:loc>
      <image:title>Staff Gallery - Ray Fanta, AAI</image:title>
      <image:caption>Ray has nearly 40 years of experience in the insurance industry. He received his insurance education through Westfield Insurance Group and by 1987 joined the independent insurance agency system as an owner of Waters Insurance Agency. The agency consistently receives awards for sales, expertise and service, including the Horizon Award from Westfield Insurance Group and the Pacesetter Club Award from Motorists Mutual. A graduate of Marietta College, he received an Accredited Advisor of Insurance (AAI) designation from the Insurance Institute of America. Ray serves on the Community Bank board of directors and is a member of the Parkersburg Chamber of Commerce and Parkersburg Rotary Club. He has also served the community as a past board member of The Boys and Girls Club of Parkersburg, Parkersburg Rotary Club, SW Resources and Parkersburg Art Center. A Marietta College football hall of fame member, he continues to be an avid sports fan and supporter of local school athletics. Email Ray</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1614361315307-5PDQF7EKROHS0KYQO8WH/Rebecca+Knotts+_2021_2.jpg</image:loc>
      <image:title>Staff Gallery - Rebecca Knotts</image:title>
      <image:caption>Rebecca is a licensed property and casualty agent in West Virginia and Ohio, with more than 20 years of experience. She specializes in commercial, business owners and business auto insurance, and assists with medical liability. She studied office administration at West Virginia University at Parkersburg. In her free time, she enjoys spending time with her husband Eric and children Emily and Ethan, as well as volunteering at Warren Local School District and Little Hocking Church of Christ. Email Rebecca</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1614368646948-F7HRB34PS5V3ME6YRFA7/Heather+Debord+2021.jpg</image:loc>
      <image:title>Staff Gallery - Heather DeBord, CISR</image:title>
      <image:caption>Heather is licensed in West Virginia and Ohio as a property and casualty agent and has more than twenty years of experience in insurance sales, service and agency operations. Her dedication to our profession is demonstrated in her advanced insurance education and receipt of professional designations. She earned the Certified Insurance Service Representative (CISR) designation from the National Alliance for Insurance Education in 2011, and CISR Elite in 2017. Heather develops programs to meet all of your insurance needs from home, auto, farm, umbrella insurance, bonds and more. Heather graduated from West Virginia University at Parkersburg and WV Insurance Schools. She enjoys her family, crafts, and is an active volunteer in the community, serving with Scouts BSA and Girl Scout troops. Email Heather</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1637158876200-T9C6LYERQZ0M0PAJLFD4/Brubaker%2B1%2B_%2BFAV.jpg</image:loc>
      <image:title>Staff Gallery - Kiley Brubaker</image:title>
      <image:caption>Kiley is a licensed property and casualty agent, with nearly 10 years of insurance experience in insurance sales, service and agency operations. She specializes in personal lines and enjoys building strong client relationships. Kiley graduated from Fairmont State University and is active in her community through youth sports and church activities. Email Kiley</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1733325536289-6XKB7HGQ2ILZSY8OQ6JV/Brent+Brubaker+2024_2.jpg</image:loc>
      <image:title>Staff Gallery - Brent Brubaker</image:title>
      <image:caption>Brent is a licensed property and casualty agent, specializing in personal and commercial insurance. In addition to exceptional customer service skills, Brent has 15 years of insurance and management expertise. Earning a Bachelor of Arts in Multidisciplinary Studies with an emphasis in Sociology and Communications from West Virginia University, Brent is also a graduate of Ripley High School. In his free time, he enjoys spending time with his daughters, playing drums, and all things music. Email Brent</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1614361116886-H8RY83Y8R1AKQ63R8CG1/G31A0094.jpg</image:loc>
      <image:title>Staff Gallery - Beth Fanta, AAI</image:title>
      <image:caption>Beth is a licensed property and casualty agent with expertise in meeting the liability insurance needs of medical practices, nonprofits and business entities. She has achieved the Accredited Advisor of Insurance (AAI) designation from the Insurance Institute of America. A graduate of Marietta College with a bachelor’s degree in Managerial Economics, Beth has been involved in national and local organizations serving in leadership roles in Altrusa International, Agena/Vertafore Users Group, IIABA-WV, YMCA, Good Samaritan Clinic, and The King’s Daughters and Sons, International.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1690402135912-CGDFP6Z1446FJXJEID8Q/Elizabeth+WatersII.jpg</image:loc>
      <image:title>Staff Gallery - Elizabeth Waters-Pethtel</image:title>
      <image:caption>Elizabeth is our agency receptionist, specializing in billing support and quality customer service . She graduated from West Virginia University - Parkersburg with a Bachelor of Science in criminal justice. A crafting enthusiast and life-long resident of Vienna, she enjoys spending time at home with family and pups. Email Elizabeth</image:caption>
    </image:image>
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  <url>
    <loc>https://www.watersinsurance.com/home-services-gallery</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-04-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1586175302958-HLEY399ZLX9V9C0W5EBJ/write-2281591_1920.jpg</image:loc>
      <image:title>Home Services Gallery - Local Service</image:title>
      <image:caption>When you pick up the phone, you reach a local agent ready to make the process of purchasing insurance as easy as possible.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1586175302958-HLEY399ZLX9V9C0W5EBJ/write-2281591_1920.jpg</image:loc>
      <image:title>Home Services Gallery - Local Service</image:title>
      <image:caption>When you pick up the phone, you reach a local agent ready to make the process of purchasing insurance as easy as possible.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1586175168943-VZDCWEEESC7MM2ZV54OJ/car+keys.jpg</image:loc>
      <image:title>Home Services Gallery - More Choices</image:title>
      <image:caption>We offer personal and business insurance products through more than fifteen leading insurance carriers. This allows us to represent you and your best interests.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1586175326764-3UHVDI0P8HBXGHMSZKKT/Money+stock+photo.jpg</image:loc>
      <image:title>Home Services Gallery - Best Prices</image:title>
      <image:caption>When you have options from multiple insurance carriers, it’s easier to find the best coverage at the most competitive price.</image:caption>
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    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-24</lastmod>
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      <image:title>News</image:title>
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  <url>
    <loc>https://www.watersinsurance.com/news/westbrook-donation-2024</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/5735a99f-9870-41f1-b101-71bc967490ad/2024+Westbrook+Photo.jpg</image:loc>
      <image:title>News - Waters Fanta Insurance Agency Helps Westbrook Health Services  with Critical Client Needs - Make it stand out</image:title>
      <image:caption>Photo Caption: Members of the Waters Fanta Insurance team present Westbrook Health Services CEO Kevin Trippett with a check for $5,500.</image:caption>
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  <url>
    <loc>https://www.watersinsurance.com/news/westfield-waters-library-donation-p6nzc</loc>
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    <priority>0.5</priority>
    <lastmod>2024-11-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/4db90fb4-b276-4f17-a18d-6bccccc5d30b/PATH+Waters+Westbrook+7.13.2020.jpg</image:loc>
      <image:title>News - Waters Insurance Helps Westbrook Health Services  Assist Those Battling Homelessness - Make it stand out</image:title>
      <image:caption>Photo Caption: (L-R) Timothy Baer, Westbrook engagement specialist; Kevin Trippett, Westbrook president and CEO;  John Fanta, Waters Insurance agent; and Ray Fanta, Waters Insurance president in front of Westbrook Health Services main office on 7th Street in Parkersburg.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/news/westfield-waters-library-donation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-21</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/cf19f0aa-fdce-4abf-91ed-0dc9e0f3a2e6/PKB+LIBRARY+AND+WATERS+INS+PIC+6_17_2022.jpg</image:loc>
      <image:title>News - Waters Insurance Agency Lends a Hand to Parkersburg &amp;amp; Wood County Public Library  with $5,000 Donation - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/news/westfield-waters-bgclub</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-21</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/dc68095a-70be-4516-9877-9add6f426ae0/Waters+Insurance+Check+Presentation+7.15.2021+%28002%29.jpg</image:loc>
      <image:title>News - Waters Insurance Agency Lends a Hand to Boys &amp;amp; Girls Club of Parkersburg with $8,000 Donation - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.watersinsurance.com/news/fleming-leo-flower</loc>
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    <priority>0.5</priority>
    <lastmod>2023-05-21</lastmod>
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      <image:title>News - St. Marys Location, Fleming Office &amp;amp; Leo Flower Insurance Agency Announce Partnership - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.watersinsurance.com/news/waters-insurance-agency-hires-amy-fanta-caruthers-as-agent-and-producer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-21</lastmod>
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  <url>
    <loc>https://www.watersinsurance.com/news/waters-insurance-named-a-westfield-horizon-agency-partner</loc>
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    <priority>0.5</priority>
    <lastmod>2023-05-28</lastmod>
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      <image:title>News - Waters Insurance named a Westfield Horizon Agency Partner - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2020-04-06</lastmod>
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    <loc>https://www.watersinsurance.com/news/waters-insurance-agency-receives-horizon-status-with-westfield-insurance-group</loc>
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    <lastmod>2024-12-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1585858477109-SO5TY9Z4R9T7TUXC4FR1/PCC.jpg</image:loc>
      <image:title>New Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/8374823a-5559-4707-949e-8003cb5dca1c/waters+insurance+personal+insurance.jpg</image:loc>
      <image:title>New Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1685292073685-9Y5TQ9RW2Y9FGTNKLOBC/Office+woman+and+man.jpg</image:loc>
      <image:title>New Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587147211614-XXJE12I4HC4AHS3KJWCF/write-2281591_1920.jpg</image:loc>
      <image:title>New Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1684370609226-5Q0JHC7GXF8WSARRWS4T/unsplash-image-izxMVv2Z9dw.jpg</image:loc>
      <image:title>New Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/afd21137-2417-475c-b9d1-6a3d21b1170a/insurance+policies+with+Waters+Insurance.JPG</image:loc>
      <image:title>New Home - Eliminate potential gaps in insurance coverage</image:title>
      <image:caption>Insurance can be complex, with various types of coverage, deductibles, limits, and exclusions. We make it all make sense.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/16acae43-2c50-4da5-a1d1-5d6251876ece/budget+friendly+insurance.jpg</image:loc>
      <image:title>New Home - Balance coverage with budget constraints</image:title>
      <image:caption>We understand cost is a concern. We'll always help you balance the need for adequate coverage while still offering maximum protection.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/bab22fda-a1e9-4b91-9ef7-86d1c9dbe875/manage+insurance+renewals.jpg</image:loc>
      <image:title>New Home - Manage renewals and updates easily</image:title>
      <image:caption>Keeping insurance policies updated can be a hassle. Our client services representatives monitor renewals and are on standby to make policy changes, as your life changes.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/f286302d-8114-4bcf-ad1e-09c36ceb71db/handle+insurance+claims+with+Waters+insurance.JPG</image:loc>
      <image:title>New Home - Have an expert team on your side</image:title>
      <image:caption>Dealing with insurance claims can be frustrating - we’ll guide you through the process to keep delays and paperwork to a minimum.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/4accf52c-7cd0-4de6-9172-f22678d17a81/Waters+Team+Photo+Edit.png</image:loc>
      <image:title>New Home - At Waters Fanta, we have you covered.</image:title>
      <image:caption>We’ve been your trusted, independent choice for personal and business insurance since 1964. As a family-owned company, we prioritize the personal touch, offering unparalleled customer service and tailored coverage options that protect what matters most to you and your loved ones.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1586175168943-VZDCWEEESC7MM2ZV54OJ/car+keys.jpg</image:loc>
      <image:title>New Home - Car Insurance</image:title>
      <image:caption>Ensure your protection against the risks of auto accidents and their resulting damages by maintaining the right level of coverage tailored to your needs, with excellent plans from leading auto carriers and personalized guidance from our team.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/12b1e8f5-2a3d-4d3d-b15c-e12446e7bf3f/homeowners+insurance+with+Waters+Insurance.jpg</image:loc>
      <image:title>New Home - Homeowners Insurance</image:title>
      <image:caption>Safeguard your biggest investment, your home, with a comprehensive homeowners insurance plan, providing protection and special features for added security, all with the guidance of experienced insurance professionals. Renting? We can help you protect your assets, too!</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587653451859-RPGTJQQHXG7CJRNGG2DK/store-scanner-for-checkout.jpg</image:loc>
      <image:title>New Home - Business and Commercial Insurance</image:title>
      <image:caption>As a multi-generational, locally-owned business, we understand the importance of building and protecting a successful enterprise, which is why we offer policies designed to meet the unique needs of your business.</image:caption>
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    <image:image>
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      <image:title>New Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587146754516-2CW9S1W9JBPAQ29GH8A8/Celina+Insurance.jpg</image:loc>
      <image:title>New Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587649169234-U4XTCEJM4M1VLFKFJZ2P/Dairyland-Insurance-1170x780.jpg</image:loc>
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    <image:image>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587146799827-ZG1A1MW55V0ZJFREHK5W/municipal+mutual.png</image:loc>
      <image:title>New Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5b7198213917ee0318641758/1534341102281-VCS4ZU22B2FPV4ZYJJO8/Hartford.png</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5b7198213917ee0318641758/1534900377482-UX3QQBZ2RKX0RH3FS3CU/Panhandle+Insurance.png</image:loc>
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      <image:caption>Trusted Choice® agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy. Trusted Choice® agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.</image:caption>
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    <image:image>
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    <image:image>
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      <image:title>Contact Us</image:title>
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      <image:title>Who We Are - MId-Ohio Valley, home of Waters Insurance</image:title>
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      <image:title>Who We Are - Fort Boreman by Robin Waters Photographer</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587148067463-1OUCGP3YGR1WPX1STR2Y/1987.jpg</image:loc>
      <image:title>Who We Are - Waters Insurance local history</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/quote</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1585858477109-SO5TY9Z4R9T7TUXC4FR1/PCC.jpg</image:loc>
      <image:title>Start a Quote</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/homeowners</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/12b1e8f5-2a3d-4d3d-b15c-e12446e7bf3f/homeowners+insurance+with+Waters+Insurance.jpg</image:loc>
      <image:title>Homeowners &amp; Renters</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/flood</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-11-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1684943079845-6JFOQGDIS1339SPSQ4AC/image-asset.jpeg</image:loc>
      <image:title>Flood Insurance</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1585854568699-1424DPTYUJL72Q7XGA0P/Flood+Insurance+WV.jpg</image:loc>
      <image:title>Flood Insurance</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/commercial-auto</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1587147230705-G1OXYKWH2S8TL9GE9I5C/car%2Bkeys.jpg</image:loc>
      <image:title>Commercial Auto Insurance</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/commercial-business-owners</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-11-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1684943250009-KGK6IRXS3HQR10UAQ0RF/unsplash-image-q3o_8MteFM0.jpg</image:loc>
      <image:title>Commercial &amp; Business Owners</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/workers-compensation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1684943334184-ZC2G140GTSLJIBS5CS56/unsplash-image-qqtE2yX7POI.jpg</image:loc>
      <image:title>Workers' Compensation</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/umbrella</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1585858600737-8K16NKCXNKVH08CAK8IL/Point+Park+%28Fall%29.jpg</image:loc>
      <image:title>Umbrella Insurance</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/recreational-vehicles</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1684943163272-7P13QLH7BNHPWLK0Z47J/image-asset.jpeg</image:loc>
      <image:title>Recreational Vehicles</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/commercial-umbrella-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1585858601090-S4WM7WI5S6UV3T1W5AU9/Fort+Boreman+III.jpg</image:loc>
      <image:title>Commercial Umbrella Insurance</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1585858477109-SO5TY9Z4R9T7TUXC4FR1/PCC.jpg</image:loc>
      <image:title>Commercial Umbrella Insurance</image:title>
      <image:caption>Photo by local artist and Wood County Magistrate Judge Robin Waters</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/bonding</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/afd21137-2417-475c-b9d1-6a3d21b1170a/insurance+policies+with+Waters+Insurance.JPG</image:loc>
      <image:title>Bonding</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/afd21137-2417-475c-b9d1-6a3d21b1170a/bonding-Waters+Insurance.JPG</image:loc>
      <image:title>Bonding - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/job-postings</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-23</lastmod>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/st-marys-office</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1733326059245-4LW1SKFV3RKQFCW4Q5K8/Downtown+StMarys.jpg</image:loc>
      <image:title>St. Mary's Office (Fleming)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1733326059245-4LW1SKFV3RKQFCW4Q5K8/Downtown+StMarys.jpg</image:loc>
      <image:title>St. Mary's Office (Fleming) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.watersinsurance.com/ripley-office</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/1733326664720-9JDG242VWG4UZV4G0II2/Jackson+County+Courthouse.jpg</image:loc>
      <image:title>Ripley Office (Landfried-Fanta)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e4ecb49e2d67e05900e0e81/555fb5d9-ca2a-4775-a611-09e90e63e037/Ripley+Waters+Fanta+Insurance+Team.jpg</image:loc>
      <image:title>Ripley Office (Landfried-Fanta) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
</urlset>

