Photo by local artist and Wood County Magistrate Judge Robin Waters

Commercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business.

Most business insurance policies – whether they cover commercial liability or commercial auto – have a payout limit. Normally, your business would be on the hook for any expenses above and beyond this limit. This type of unexpected cost is something that could threaten the very survival of your business. A commercial umbrella policy kicks in only if your main business insurance policy reaches the payout limit. At that time, the commercial umbrella policy would pay out the remaining costs.

Commercial umbrella insurance is a great way to further protect your assets. Our agents work with you to find the right umbrella solution to cover all your business needs.

Surety and Fiduciary Bonds

Whether you’re an individual seeking a particular type of bond, or run a business with a variety of bonding requirements, Waters Insurance Agency can provide a surety program tailored to your needs.

Our professional and knowledgeable agents will work with you to develop a business solution to help meet all of your bonding goals. In addition to providing quality surety products, we also provide various licensing and permit services to ensure that your business runs to the letter of the law.

Our Business Solutions include:

  • Performance Bonds

  • Contractor’s Bonds

  • ERISA Bonds

  • Fiduciary Bonds

  • Sub-Division Bonds

  • Court Bonds

  • Conservator Bonds

  • Surety Bonds

  • Fidelity Bonds

  • Public Officials

  • Liquor Licenses

Our agents are ready to tailor a business auto plan that’s right for you and your business.

Contact us today for more information or start your quote.